Free tools for better money decisions
Quick checks you can run before you spend. No sign-up. No bank connection. Just honest math.
Each tool settles one question before the money leaves: whether a purchase fits your month, what a spending habit really costs over time, and how much you need saved to feel safe. Run the check first, then decide with the answer in front of you. If you would rather have an app hold the pause for you, see the tools that add friction before shopping, compared by how they work.
Pause Before You Buy
Answer four honest questions before you buy. See if the purchase survives the pause.
Impulse Buying Test
Seven realistic shopping traps in about sixty seconds. See which ones move you.
Can I Afford This?
Put in your income, expenses, and the price. Get a straight answer.
Impulse Spending Calculator
See what your impulse purchases actually cost you over a year and five years.
No-Spend Savings Calculator
Pick a time period. See how much you'd keep by cutting non-essential spending.
Emergency Fund Calculator
Enter your monthly expenses. Get your exact emergency fund target.
Tools help once. A system helps every day.
Griotta puts the pause, the plan, and the check-in into one app. So you stop losing money to impulse and start building a safety net.
Download the appFree on the App Store. No bank connection.